Everything from MOP rules and upgrade timelines to the 12-point checklist before you commit. Start here if you're at the beginning of your upgrade journey.
Covers the 5-year MOP requirement, exceptions for death, divorce and financial hardship, what happens to BTO vs. resale flats, and how to plan your upgrade around your MOP expiry date.
Read articlePractical checklist covering MOP date, CPF OA statement, accrued interest estimate, TDSR headroom, cash savings, sell-first vs. buy-first decision, and target condo budget — each linking to the relevant deep-dive article.
Read articleMonth-by-month timeline from checking MOP eligibility through HDB sale completion and condo purchase — OTP signing, CPF refund timing, loan application sequence, and interim housing options.
Read articlePhase 1 and Phase 2A school registration rules and how your registered address affects primary school admission — timing your HDB sale to retain address eligibility.
Read articleCovers the 13,480-unit MOP wave hitting in 2026, record HDB million-dollar flat prices creating equity, OCR price trends, and the reduced new-launch supply shifting upgraders toward resale condos.
Read articleThe calculator works out your net cash, ABSD exposure, and condo affordability before you read a single article.
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